We buy our own health insurance because I am self employed. The cost is now over $1,200.00 per month for a $5,000.00 deductible policy.
The boys have now seen the Urologist and the pediatric Urologist several times- not covered, the pediatric cardiologist- not covered, the ENT several times- not covered, Urgent Care twice- not covered, the pediatrician-not covered. Labs over $1,000.00- not covered.
We cannot make an appt. for anyone to see a Dr at our clinic until we pay down the huge bill which also includes things for the rest of the family- like adoption physicals and Urgent Care visits- also not covered by Insurance.
So we begin to wonder, why do we have Insurance?? UGH!
We have upcoming surgeries for both boys. More Drs, added to Hospital charges.
The biggest frustration is the "new" payment plan. Just this summer when we were all paid up; but didn't know we still owed $10.09, the clinic threatened sending it to collections???!! Seriously????- we didn't even get a bill from them. Computer error----of course. :o(
Now they want everything paid in full, which we had always done within a few months for them for over the last 34 years until now. Now there's too many bills and we have to decide who gets what. They don't like that. We are not their "patients" anymore. We are now a computer print out. :o(
I think the president's changes are making things worse already. Just my humble opinion.